{"generated":"2026-11-10","sources":{"rates":"Freddie Mac PMMS; U.S. Treasury; NY Fed SOFR (via FRED)","lending":"Federal Reserve H.8, CRE loans at all commercial banks (via FRED CREACBW027SBOG)","permits":"City of Bentonville monthly permits-issued reports (public record)","calendar":"City and county agendas; ARDOT news releases","releases":"Official release calendars: BLS, Census, FHFA, Federal Reserve"},"terms":"Free to use with attribution to The 479 Report and the sources named. Market commentary, not advice.","cadence":"weekly","slug":"2026-w43","label":"Week of Oct 19, 2026","start":"2026-10-19","end":"2026-10-25","rates":{"m30":{"date":"2026-10-22","value":7.32,"wow_bp":-8,"yoy_bp":113},"m15":{"date":"2026-10-22","value":6.68,"wow_bp":-3,"yoy_bp":124},"t10":{"date":"2026-10-23","value":5.0,"wow_bp":-9},"t2":{"date":"2026-10-23","value":4.69,"wow_bp":-5},"curve":{"date":"2026-10-23","value":0.31,"wow_bp":-4},"sofr":{"date":"2026-10-23","value":3.92,"wow_bp":4}},"lending":{"date":"2026-10-21","usd_billions":3150.9,"yoy_pct":3.65,"four_week_pct":0.3},"permits":{"covered":true,"through":"2026-10-26","count":101,"valuation":12034760.719999999,"sectors":[["residential",55],["other",44],["multifamily",1],["retail",1]]},"calendar":{"meetings":[{"city":"Bentonville","body":"Planning Commission","date":"2026-10-20","items":15,"url":"https://bentonvillear.api.civicclerk.com/v1/Meetings/GetMeetingFileStream(fileId=9269,plainText=false)"},{"city":"Fayetteville","body":"City Council","date":"2026-10-20","items":12,"url":"https://fayettevillear.api.civicclerk.com/v1/Meetings/GetMeetingFileStream(fileId=5962,plainText=false)"}],"hearings":[],"road_news":[],"feed_as_of":"2026-10-25"},"releases":{"out":[{"date":"2026-10-20","time":"7:30 AM CT","agency":"Census","release":"Building permits, national (preliminary)","what":"Homes permitted, September 2026","page":"/national/"},{"date":"2026-10-20","time":"9:00 AM CT","agency":"BLS","release":"Arkansas jobs and unemployment","what":"Statewide jobs and jobless rate","page":"/arkansas/"}],"next":[{"date":"2026-10-27","time":"7:00 AM CT","agency":"Census","release":"Building permits, revised with city detail","what":"Homes permitted, September 2026 \u2014 the city numbers on this site","page":"/permits/"},{"date":"2026-10-28","time":"1:00 PM CT","agency":"Federal Reserve","release":"Fed rate decision (FOMC)","what":"Target range for the federal funds rate; moves SOFR and short-term loan pricing","page":"/national/"},{"date":"2026-10-28","time":"9:00 AM CT","agency":"BLS","release":"NWA metro jobs and unemployment","what":"Jobs by industry and the metro jobless rate","page":"/economy/"}]},"chart_m30":[["2026-04-30",6.3],["2026-05-07",6.37],["2026-05-14",6.36],["2026-05-21",6.51],["2026-05-28",6.53],["2026-06-04",6.48],["2026-06-11",6.52],["2026-06-18",6.47],["2026-06-25",6.49],["2026-07-02",6.43],["2026-07-09",6.49],["2026-07-16",6.55],["2026-07-23",6.58],["2026-07-30",6.66],["2026-08-06",6.69],["2026-08-13",6.67],["2026-08-20",6.65],["2026-08-27",6.66],["2026-09-03",6.71],["2026-09-10",6.76],["2026-09-17",6.95],["2026-09-24",7.03],["2026-10-01",7.28],["2026-10-08",7.4],["2026-10-15",7.4],["2026-10-22",7.32]],"chart_t10":[["2026-04-30",4.4],["2026-05-07",4.41],["2026-05-14",4.47],["2026-05-21",4.57],["2026-05-28",4.45],["2026-06-04",4.47],["2026-06-11",4.45],["2026-06-18",4.46],["2026-06-25",4.4],["2026-07-02",4.49],["2026-07-09",4.54],["2026-07-16",4.57],["2026-07-23",4.71],["2026-07-30",4.68],["2026-08-06",4.69],["2026-08-13",4.63],["2026-08-20",4.69],["2026-08-27",4.67],["2026-09-03",4.77],["2026-09-10",4.95],["2026-09-17",4.94],["2026-09-24",5.18],["2026-10-01",5.24],["2026-10-08",5.22],["2026-10-15",5.1],["2026-10-22",4.96]],"takeaways":["The 30-year fixed averaged 7.32% in Freddie Mac's survey this week, 8 bp below last week and 113 bp higher than a year ago.","The 10-year Treasury closed the week at 5.00%, down 9 bp on the week; the 10-year sat 0.31 points above the 2-year.","Commercial real estate loans on U.S. bank books stood at $3.15 trillion in the Oct 21 reading, up 3.7% from a year earlier.","Bentonville issued 101 permits carrying $12.0M in printed valuation; the largest was a commercial building permit at 3105 N College Ave ($3.4M).","Official data out this week: Building permits, national (Tue); Arkansas jobs and unemployment (Tue).","2 land-use meetings on the public calendar (Bentonville, Fayetteville) carried 27 agenda items."]}