10Y4.88%+2bp vs prior day2026-11-092Y4.56%+5bp vs prior day2026-11-0930Y MTG7.18%−6bp vs last week2026-11-05SOFR3.88%−1bp vs prior day2026-11-09FED FUNDS3.88%+13bp vs last month2026-10CPI4.1% y/y2026-10US UNEMP4.10%−10bp vs last month2026-10NWA UNEMP3.10%0bp vs last month2026-09NWA EMPLOYED319,315+1,325 vs last month2026-09FRED · Freddie Mac · BLS · data 2026-11-10
Updated Nov 10, 2026·Data through 2026-10-14 (Arkansas Geological Survey earthquake archive)+4 more sources2 sources behind their usual schedule

"Through" is the newest period the source has published; many agencies report months behind by design. Amber means we haven't re-checked a source within 21 days, or it is behind its usual release schedule. How we get each number · Corrections

FEMA National Risk Index (December 2025) · NOAA Storm Events · EPA AirData

What could go wrong, by the numbers

FEMA's model puts the average yearly loss from natural hazards in the four NWA counties at $249.6M. In Benton County the biggest piece is inland flooding ($49.7M of $91.9M a year). These are modeled averages for whole areas, not a forecast for any property.

Risk by county


expected yearly loss to buildings, people and crops
CountyExpected loss a yearRisk ratingTop three hazards (expected loss a year)Social vulnerabilityCommunity resilience
Washington
245,782 people · $45.9B in buildings
$129.6MRelatively Moderate
score 92.3
Heat wave $47.2M · Inland flooding $42.2M · Tornado $13.6MRelatively LowRelatively Low
Benton
284,135 people · $52.3B in buildings
$91.9MRelatively Moderate
score 88.7
Inland flooding $49.7M · Ice storm $11.4M · Heat wave $7.1MVery LowRelatively Moderate
Carroll
28,225 people · $7.2B in buildings
$16.4MRelatively Low
score 64.6
Inland flooding $7.3M · Tornado $2.7M · Cold wave $1.8MVery HighVery Low
Madison
16,496 people · $4.0B in buildings
$11.7MRelatively Low
score 45.1
Inland flooding $6.0M · Tornado $1.8M · Heat wave $1.1MRelatively HighRelatively Low

Ratings compare each county with every U.S. county. Social vulnerability and community resilience are FEMA's inputs, not our judgment.

Risk by census tract, Benton and Washington counties
21 of 123 NWA tracts rate relatively high or very high. Hover a tract for its expected loss and biggest hazard.
FEMA risk rating vs all U.S. tractsVery LowLowModerateHighVery High
Source: FEMA National Risk Index, December 2025. Tract outlines: U.S. Census Bureau. Carroll and Madison county tracts are in the data download.

FEMA National Risk Index · as of Oct 20, 2026 · collected Oct 21, 2026

Severe weather since 2010


NOAA Storm Events · full years through 2025
Reported property damage from severe weather
Benton, Washington, Carroll and Madison counties, nominal dollars
Source: NOAA NCEI Storm Events Database. National Weather Service estimates as entered, often blank or $0 when unknown. 2026 so far (through 2026-10-20): 83 events, $1.2M; not charted.
Data through 2025 · Free to reuse with the credit line. · Corrections
Severe-weather events recorded
One storm can log several events (one per county or type)
Source: NOAA NCEI Storm Events Database.
Data through 2025 · Free to reuse with the credit line. · Corrections

2024 was the costliest year on file, with $112.1M in reported property damage.

Costliest kinds of weather, last ten years

TypeEventsProperty damage
Tornado57$120.2M
Thunderstorm Wind310$22.7M
Hail346$4.8M
Flash Flood128$360,000
Winter Storm53$225,000
High Wind4$25,000
Ice Storm4$25,000
Drought73$0

Costliest single events on file

DateTypeWhereDamage
2024-05-26TornadoBentonville Muni Arp, Benton$80.0M
2024-05-26Thunderstorm WindBella Vista, Benton$20.0M
2022-03-30TornadoJohnson, Washington$20.0M
2024-05-26TornadoCherokee City, Benton$6.0M
2019-10-20TornadoSiloam Spgs, Benton$6.0M
2024-05-26TornadoCherokee City, Benton$2.0M
2013-08-08Flash FloodBentonville, Benton$2.0M
2010-12-31TornadoCincinnati, Washington$1.5M
2025-05-19Tornado(Fyv)Fayetteville Ar, Washington$1.0M
2013-08-08Flash FloodGateway, Benton$1.0M

NOAA National Centers for Environmental Information, Storm Events Database · as of Oct 20, 2026 · collected Oct 21, 2026

Air quality


Washington County · EPA
Share of days with good air
Days with an AQI of 50 or less
Source: U.S. EPA AirData, annual AQI by county. Washington County has the only NWA monitor reporting to EPA; Benton County's last reported in 2019. The current year is preliminary and left out.
Data through 2025 · Free to reuse with the credit line. · Corrections

2025: 304 good days, 61 moderate, 0 unhealthy for sensitive groups, 0 unhealthy. Median AQI 40; ozone was the main pollutant on 294 days.

U.S. EPA, AirData annual AQI by county · as of Oct 20, 2026 · collected Oct 21, 2026

Flood-map changes


FEMA letters of map revision
EffectiveCountyFEMA case
2026-09-28Benton25-06-0861P
2026-07-06Benton24-06-1558P
2026-05-18Benton25-06-0818P
2026-05-18Benton25-06-2464P
2026-04-20Benton24-06-1265P
2026-03-30Benton24-06-1583P
2025-11-17Washington24-06-2439P
2025-08-25Benton24-06-1386P

A letter of map revision changes the official flood map for a site, usually after new grading or a drainage project. Look up the letter by case number at FEMA's Map Service Center (msc.fema.gov). Older revisions drop off once a new countywide map is issued.

Earthquakes


12 on record

Northwest Arkansas is seismically quiet: the largest quake on record here was magnitude 2.6. Most recent: 2025-09-17, magnitude 2.0 near 6 km S of Green Forest, Arkansas.